InsuringYour Future

We do not believe that one insurance policy is right for everyone. Instead we create, develop and tailor, every insurance policy just for you. To get quote, simply select the type of insurance policy you require….

Auto

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As a business we deal with all of the main Auto Insurance companies throughout the entire US through direct contracts or through our partners. Either way, we guarantee competitive rates and professional service second to none.

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Bonds

If you’re a professional looking for guarantees, bonds placed by Beach Financial Group are the way to go.


At BFG we can provide a number of customized bonds that will guarantee a specified task – or project – will be completed with due diligence and on schedule. Our selection of bonds can help your project stay on target, while fulfilling your legal state and federal obligations.

Surety Bonds are not insurance policies – they are guarantees. It is not uncommon for businesses and contractors to have certain projects bonded to ensure they are completed, no matter what complications may arise. At BFG, we specialize in providing both large and small businesses across the country with the following bonds:


• Performance Bonds – A performance bond guarantees the performance of contractually agreed upon work.


• Bid Bonds – A bid bond guarantees the beginning of work following the winning of a bid.


• Indemnity Bonds – An indemnity bond guarantees any losses should a party fail to meet deadlines.


• Payment Bonds – A payment bond promises payment to all sub-contractors and vendors.


• License & Permit Bonds –License and permit bonds guarantees the principal will abide by the terms of the license (ex: Auto Dealers, Contractors, Mortgage Lenders, etc.).


• Municipal Bonds – Municipal bonds are issued by states, cities and counties in order to raise funds.


• ERISA Bonds: Bonds required for 401k and other retirement plans.


Bonds are contracts designed to do one thing: provide guarantees. The nature and extent of the guarantee, however, are subject to the language used when the bond is drafted. This allows for a tremendous amount of scope and contributes to their versatility and longevity. The agents at BFG can provide you with a wide range of bonds ranging from bid bonds to municipal bonds, and permit bonds.

Our experienced agents can help you find the bond – or bonds – you need to protect your project and your investment.

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Commercial

Beach Financial Group (BFG) is a market leading commercial insurance broking service for foreign businesses entering the US.

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Disability & Long Term Care

Your lifestyle and dreams for the future depend on your ability to earn a living.

When you take into account all that you've worked so hard to achieve, consider the fact that your paycheck made it all possible. One of the most important decisions you will make will be to insure your ability to earn an income.

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Earthquake Insurance

Matter of When…

As your premier California insurance brokerage, we’ve come to know quite a bit about earthquakes- making us experts at insuring the various risks associated with them. The San Francisco earthquake in 1906 and resulting fire are remembered as one of the worst natural disasters in the history of the United States. Scientists have predicted that California will certainly experience this type of earthquake again, yet only a very small percentage of homeowners actually purchase earthquake insurance.

As your trusted California insurance agents we know that homeowners deal with earthquake fears on a daily basis; yet only 12% of residents currently have a California earthquake insurance policy. With the chance of earthquakes a regular part of California life- why the lack of protection?

At BFG our years of risk management experience coupled with high-quality insurance knowledge have equipped us with the ability to craft custom, reliable earthquake insurance.

California residents need to be ready for the inevitable, and we can help.

Whether you want to focus on protecting the structure of your home, the contents and your possessions, or want a plan that offers additional living expenses in the event of a truly ruthless quake, then rest assured because at BFG we can help tailor a California earthquake insurance plan specifically to you!

Contact Beach Financial Group today, one of our dedicated insurance professionals would be happy to help answer your questions regarding our California earthquake Insurance packages

 

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Health / Dental / Vision

Knowing the basics of health insurance policies can save you more money and you'll have the information and guidance from us to buy only the coverage that you need. We take the time to educate all of our clients regarding the options available, making sure you have the best package suited to your requirements.

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Home

We offer competitive rates for Home Owners and Renters insurance. Buying insurance for your property and possessions may not be at the top of your list of things to do but we can offer flexible solutions in minutes that will cover you for your valued belongings.

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Life

Guarantee Your Income For Life

Is Your Life Insurance Keeping Up With Your Life?

With all the demands on your time, you probably don't give your Life Insurance much thought. Are you sure it still meets your needs?

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Medicare

Beach Financial Group, would like to help you demystify your healthcare decisions regarding Medicare.  Over 50 private insurance companies provide the Federally Administered Medicare; it can be a daunting task to navigate the process or even know where to begin. We can be your pilots in this journey.

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Travel

Beach Financial and Insurance Solutions tailor travel insurance policies to meet your needs – including removing cover you don't need as well as adding cover you do – to provide you with the most cost-effective comprehensive cover to suit you.

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