Commercial General Liability (CGL)
Commercial General Liability covers 3rd party bodily injury and property damage claims made against your business. It can be obtained as a standalone policy, or it can often be bundled with other commercial coverage’s in a Business Owner’s Policy (BOP).
CGL is one of the most important commercial insurance policies a business can hold. Defending claims against a party outside of your organization who alleges you caused an injury or property damage is emotional and challenging. Having a reputable insurer behind you to defend your interests and provide legal resources is essential when a claim rolls in. Not only will they pay for legal costs and compensation awarded against you for claims that are covered under the policy, but you also get access to all the legal resources to protect your best interests while you continue managing your business.
For those companies requiring additional levels of coverage, excess liability and/or umbrella liability coverage can be purchased. These policies sit on top of your CGL policy to provide an additional layer of protection with higher limits of coverage.
For more information about obtaining a Commercial General Liability policy, we encourage you to contact Michael by phone at 310-414-2100 ext. 1003, or by email at .