Commercial Property Insurance

Commercial property insurance can be purchased as a standalone policy or bundled in to a Business Owner’s Policy (BOP).

Commercial property insurance protects your physical assets from perils such as fire, theft, and natural disaster. Businesses of all shapes and sizes require property insurance, ranging from office building owners, manufacturers, retailers, and service-oriented businesses.

There is significant advisory work required to tailor an appropriate property insurance solution. For example: determining appropriate replacement values for your property, navigating different insurer policy forms, considering CAT coverage, negotiating property policy sub-limits and retentions, reviewing insurer endorsements and exclusions.

In addition, determining the potential loss of income you may suffer from a total loss (e.g. fire) to your main location is critical. Without cash flow, many businesses perish, so obtaining well-crafted business income protection as part of your commercial property placement is equally as important and something an experienced broker like Beach Financial Group can assist with.

For companies with unique property insurance requirements, there is usually always a solution. We can assist with covering import/export/inland movement of goods and equipment, storage at 3rd party warehouses, mobile contractor and electronic equipment – we can even insure your drone!

For more information about obtaining a Commercial Property Insurance policy, we encourage you to contact Michael by phone at 310-414-2100 ext. 1003, or by email at .