Life & Health — Business
Group Benefits
Not just a benefit plan — a complete people platform. Medical, dental, vision, life, disability, cafeteria plans, and tax-advantaged accounts, all administered through one integrated digital system we build and manage for you.
A complete benefits program, designed and managed for your business.
Beach Financial Group designs, implements, and manages your entire group benefits program — from carrier selection and plan design to employee enrollment and ongoing administration. We don't hand you a policy and disappear. We become your benefits partner.
Every client gets access to our integrated HR, payroll, and benefits platform — a fully digital system we set up, connect to your carriers, and maintain year-round. Your HR team gets time back. Your employees get a modern experience. You get a benefits program that actually works.
Not just a benefit plan, a complete people platform.
When you choose Beach Financial Group, you're not just getting someone who reviews your benefits once a year. We onboard your company onto a fully integrated, all-digital platform — combining HR, payroll, and benefits administration in one place. We set it up, sync it to your carriers, and train your team. You run your business. We handle the rest.
HR Management
- Employee records & org chart
- Digital onboarding workflows
- Time tracking & PTO management
- Document storage & e-signatures
- Compliance alerts & reporting
Payroll Processing
- Automated payroll runs
- Direct deposit & pay stub access
- Benefits deductions synced automatically
- Tax filings handled end-to-end
- Garnishments & off-cycle payments
Benefits Administration
- Digital open enrollment for employees
- Real-time carrier data feeds
- Life event & qualifying change management
- Employee self-service benefits portal
- ACA reporting & compliance tracking
The Impact of Going Digital
Reduction in Enrollment Errors
87%Each enrollment mistake costs an average of $50–$200 to correct in staff time, carrier adjustments, and reprocessing. Digital platforms eliminate the vast majority before they happen.
Saved Per Employee Per Year in HR Admin Costs
$1,200Companies running HR, payroll, and benefits on a unified digital platform save an average of $1,200 per employee annually — recovered from manual data entry, paper processing, and redundant carrier updates.
Less Time Spent on Open Enrollment
68%HR teams recover nearly two-thirds of their open enrollment workload through automated workflows, e-signatures, and direct carrier feeds — time that translates directly into labor cost savings.
Average Annual Savings on Compliance & Billing Corrections
$4,600Eligibility discrepancies, late filings, and ACA errors are among the most costly administrative mistakes employers face. Automation eliminates most of them before they become penalties.
Fewer Eligibility Discrepancies
74%Automated carrier data connections dramatically reduce the billing and overpayment errors that cost employers thousands every year — and that rarely get caught until renewal.
Higher Voluntary Benefits Participation
3×Employees are three times more likely to elect voluntary benefits when offered through an intuitive digital experience — increasing plan value without increasing employer cost.
Based on Industry Data
Calculate Your Annual Savings
Select your team size to see what companies like yours save each year on a fully digital platform.
HR Admin Savings
$1,200 per employee / year
$60,000
Recovered from manual data entry, paper processing & redundant carrier updates
Compliance & Billing
Average per company / year
$4,600
Eligibility discrepancies, ACA filing errors & billing corrections eliminated
Total Annual Savings
For 50 employees
$64,600
Combined HR admin + compliance savings based on industry benchmarks
Savings figures are based on published industry research and represent averages across companies using integrated HR, payroll, and benefits platforms. Actual results vary by company size, current processes, and implementation.
We don't hand you a platform. We build it with you.
BFG clients get a fully configured HR, payroll, and benefits system — connected to their carriers, tailored to their workforce, and supported by our team. No IT department required. No implementation fees. Just a modern people operation, ready from day one.
Let's Talk
Ready to build a benefits program your team will actually value?
Let's talk about your workforce, your budget, and the platform that powers it all.