It’s worth remembering homeowners and renters’ insurance policies do not cover flooding. Flood damage can be devastating; destroying structures and contents. Flood coverage can help pay for the damage a flood can cause.

Who Needs Flood Insurance?

Flooding does not discriminate, even if you are not in a in a flood zone, there is still a risk of flooding. Flooding can be cause by an array of issues and situations – drainage issues, melting snow, natural disasters and heavy rain full to name a few. Often overlooked but a serious cause of flooding is new development construction. This can change the waters natural run off.