We offer competitive rates for Home Owners and Renters insurance. Buying insurance for your property and possessions may not be at the top of your list of things to do but we can offer flexible solutions in minutes that will cover you for your valued belongings.

Types of property insurance we can offer:

Homeowners

We have Homeowners insurance that will cover you for many types of damage to your home and separate structures, such as a detached garage. Policies will cover all the main perils including wind, fire, and vandalism (subject to exclusions). New, Old, Seasonal, Mobile or Vacant homes, we have you covered for all types of properties. We can run quotes for all types of homes and will create a policy specific to the type of property you own.

Renters / Landlord

We offer comprehensive coverage, applying to many types of damage and many causes of loss or damage (subject to exclusions). Contents Replacement Cost is Included and pays for the cost of repair or replacement without deduction for depreciation. Don’t forget your personal property will be covered anywhere in the world, not just on your property. Renters insurance is inexpensive and will cover you for all your valuables at an affordable cost.

Liability

Pays when you’re legally liable for someone else’s bodily injury or property damage resulting from an accident, negligent acts by you or household members (on or off premises).

Medical

Pays medical costs for any injuries at your property regardless of liability. Medical coverage is not for coverage for residents of your household.

Scheduled Personal Property

Scheduled and unscheduled coverage of important valuables are available for items, for example art, jewellery, collectibles and more.

Beach Financial and Insurance Solutions offer coverage options that will tailor all types of properties including polices for renters who just need coverage for valuables. What ever your requirements, contact us now and we will find the right option for you and take care of all of the paperwork!