Property & Casualty — Personal
Travel Insurance
Travel with confidence — wherever life takes you.
A single trip cancellation, medical emergency abroad, or lost bag can cost thousands. Travel insurance protects your investment and your health when you're away from home — whether you're taking a family vacation, a business trip, or an extended international journey. We help you find the right plan for your destination, duration, and travel style.
What's Covered
- Trip cancellation and interruption — recoup prepaid, non-refundable costs
- Emergency medical coverage abroad — hospital stays, doctor visits, prescriptions
- Emergency medical evacuation to the nearest appropriate facility
- Baggage loss, delay, or theft
- Travel delay reimbursement for meals and accommodations
- Cancel for any reason (CFAR) upgrades for maximum flexibility
- Rental car collision damage waiver
- Accidental death and dismemberment coverage while traveling
Why It Matters
Most domestic health plans provide little or no coverage outside the United States. Medicare does not cover care abroad. If you're hospitalized overseas or need a medical evacuation — which can cost $50,000 or more — travel insurance is the only thing standing between you and a catastrophic out-of-pocket bill. It's one of the smartest, most affordable protections you can add before any trip.
Common Questions
Does my credit card already include travel insurance?
Some premium credit cards offer limited travel protections, but the coverage is typically capped at low limits and excludes medical emergencies, which are the most expensive risks. A dedicated travel insurance plan fills those gaps.
Can I buy travel insurance after booking my trip?
Yes — but the sooner you purchase, the better. Buying within 10–21 days of your initial trip deposit often unlocks additional benefits like pre-existing condition waivers and CFAR upgrades.
Do you offer annual multi-trip plans?
Yes. Frequent travelers — those taking three or more trips per year — often benefit from an annual travel insurance plan, which can be more cost-effective than insuring each trip individually.
Ready to get covered?
Talk to one of our advisors about the right policy for your situation. No pressure, no jargon — just honest guidance.